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recipe for financial success

  1. Pay off all your debt except mortgage debt.
  2. Set up a self directed trading account.
  3. Invest 15% of your income in low cost index funds like Vanguard’s VGRO¬†
  4. Repeat step 3 until you’re ready to retire.

“Many people will happily pay 1% advisor fees, never realizing the fees will quietly add up to $300,000+ over their lifetime…

…but they will instantly reject the idea of paying for a great tutor”